Mercan: Remember, if a man earns twenty pounds a year, and spends nineteen pounds and nineteen shillings, the result is happiness. But if he spends twenty pounds and one shilling, the result is misery!

Remember, if a man earns twenty pounds a year, and spends nineteen pounds and nineteen shillings, the result is happiness. But if he spends twenty pounds and one shilling, the result is misery!